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Kelly Kulifay

Relationship Manager | Lending | Phoenix

Kelly brings just over ten years of banking experience to his position at First Western Trust. Kelly received his BBA in Finance with a Minor in Economics along with his MBA in Accounting at the University of New Mexico. He has worked in a variety of areas of banking, including credit, private banking, commercial lending, and bank strategy and operations. Prior to joining the Phoenix team, Kelly was a senior credit analyst with First Western Trust, where he gained valuable experience learning how best to structure loans to support his clients’ broader goals.Email Kelly at

Getting to Know Kelly

What is your idea of perfect happiness?
Being with my family in the outdoors. So typical of a former Denver-ite right? Haha.

What person, living or deceased, would you most like to meet?
It changes so frequently……….right now, in this moment? I’ll have to say Anthony Bourdain. He has such an interesting past that he shares so openly and his thirst for life strikes me. As an avid International traveler and self-proclaimed ‘foodie,’ I’d be intrigued to hear about some of his adventures – in person, of course!

Anything else you’d like to share?
Fishing and hiking are how I recharge my battery. Both my wife and I enjoy working while raising a one-year baby, so having high energy is vital to keep the gears in motion at all times. Whenever I start draining, there’s nothing like an outdoors adventure to fill that tank up. Precious memories are made that way; whether you do it solo or for comradery, you can’t do that sitting on a couch watching TV!


  • Bachelor of Business Administration in Finance, with a Minor in Economics from the University of New Mexico
  • Master of Business Administration in Accounting, University of New Mexico
  • NMLS ID 777684


  • ProRed, Member