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Photo of Gary Lutz
First Western

President | Product Group & Commercial Banking

Gary Lutz, commercial banking president, is a member of First Western Trust’s executive team, and he is responsible for growing and leading the company’s teams of subject matter experts. Specifically, Gary will provide strong technical skills and knowledge of areas that include banking and finance while building and leading client-centric teams.

Most recently, Gary was president of JFG Wealth Management, a Denver-based boutique wealth management firm providing high net worth clients with comprehensive financial planning and goals based investing. Prior to that, 33+ years with Wells Fargo and its predecessors in Colorado. Leadership roles included Commercial Banking National Sales Manager, Head of Commercial Banking for Colorado, Wyoming and Montana and head of The Private Bank / Wealth Management Group in Colorado.

Email Gary at

Getting to Know Gary

What do you like most about your job?
Being new to this role, I’m enjoying meeting the team, learning what’s behind FW’s success and beginning to partner with colleagues to formulate our new commercial banking strategy.

What person, living or deceased, would you most like to meet?
Harry Truman

What is your motto?
A great line from Ronald Reagan, “There’s no limit to what a man can do or where he can go if he doesn’t mind who gets the credit.”


• Bachelor of Science in Business Administration/Finance from the University of Colorado, Boulder
• Securities Licenses: 7, 9, 10 & 66


• Denver Art Museum, Board of Trustees
• ACE Scholarships, Advisory Board of Directors
• CU Leeds School of Business Professional Mentorship Program, Mentor & Advisory Board of Directors