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Find the Coverage That Best Suits Your Needs

Health care costs are the top retirement concern for Americans according to a study by BMO Wealth Management.  46% of Americans approaching retirement worry about failing health and the high costs of health care.  One of the first health care decisions retirees, age 65 and older, are faced with is selecting a Medicare plan that fits their needs and budget.  There are so many plans to choose from, yet so little guidance on which is the right one.

First Western Trust has partnered with Aon Retiree Health Exchange to provide tools and skilled guidance to help you find Medicare coverage to suit your specific needs. Their Plan Recommendation Tool uses the information you enter about your current doctors and medications and matches you with health insurance plans offering more complete coverage. It’s an easy way to sort through the many options that may be available to you.

How It Works

Medicare is a federal health insurance program that pays for hospital and medical care for people in the U.S. who are over the age of 65 and for some people with disabilities.

The program consists of:

  • two main parts for hospital and medical insurance (Part A and Part B)
  • two additional parts that provide flexibility and prescription drugs (Part C and Part D)

Choosing the plan that’s right for you

Begin by thinking about your recent healthcare history to help identify what you want and need most from your Medicare plan. Knowing which plans are optimal for you depends on your income, overall health, age, and what kind of care you will need.

Aon’s online Medicare resources and tools give you the power of knowledge, with clear and unbiased information to help you understand your options. While Medicare Parts A and B cover a variety of hospital and medical costs, there may still be some gaps in coverage.

Aon provides access to more than 100 of the nation’s top Medicare insurers offering plans to help cover costs that Original Medicare does not. You can choose additional coverage by enrolling in one or more private Medicare or Medicare-related plans such as Medicare Supplement (Medigap), Medicare Advantage (Part C), and Medicare Prescription Drug Plans (Part D). These options cover all or part of the deductible for Original Medicare Part A, as well as Part B co-insurance and deductibles, and allows you to keep all the benefits and services covered under Original Medicare. You may also add routine dental and vision care.

Aon’s personalized services are provided at no additional cost to you, and you only pay for the plans you enroll in.

If you’re interested in learning more about Aon Retiree Health Exchange, please fill out the form below.

If you have questions about your coverage please call 1-833-547-9435.

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Meet Eileen Shaw
ERISA Consultant