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Bret Giuliani

Mortgage Loan Originator

As Mortgage Loan Originator for First Western Trust’s mortgage services, Bret is responsible for building and maintaining relationships with Northern Colorado clients by creating tailored solutions to help them achieve their lending goals.  Bret brings more than 9 years of lending experience to First Western. He was previously senior loan officer at EverBank, where he grew relationships with his clients and helped them find the right mortgages for their needs. Before his experience at EverBank, Bret was senior loan officer at Affiliated Financial Group.


  • Bachelor of Science in Aquatic Biology – University of California
  • NMLS ID 345215