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Kelly Kulifay

Relationship Manager | Lending | Phoenix

Kelly brings just over 12 years of banking experience to his position at First Western Trust. Kelly received his BBA in Finance with a Minor in Economics, along with his MBA in Accounting at the University of New Mexico. He has worked in a variety of areas of banking, including credit, private banking, commercial lending, and bank strategy and operations.

Prior to joining the Phoenix team, Kelly was a Senior Credit Analyst with First Western Trust, where he gained valuable experience learning how best to structure loans to support his clients’ broader goals.

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Getting to Know Kelly

What is your idea of perfect happiness?

Creating memories with my family in the outdoors.

What person, living or deceased, would you most like to meet?

Ernest Hemingway

Anything else you’d like to share?

I’m an avid fisherman and love to backpack throughout the southwest. On the weekends, I’m typically outside hiking or biking with my wife and two-year old boy. We are anxious to welcome a little girl into the world September ’17!


  • Bachelor of Business Administration in Finance, with a Minor in Economics from the University of New Mexico
  • Master of Business Administration in Accounting, University of New Mexico
  • NMLS ID #777684


  • Treasurer and Board Member, ProRed (Phoenix Chapter) – Association of The American Red Cross ®