Nonprofit Banking Solutions
Work with a team that understands nonprofits, combining board experience and banking insights to support your mission.
Your Nonprofit Financial Partner
At First Western Trust, we don’t just work with nonprofits; we understand them.
We know the unique challenges your organization faces: from managing day-to-day operations to stewarding donor dollars and planning for long-term sustainability. That’s why we’ve built a team exclusively dedicated to partnering with nonprofits on their banking needs. Professionals who’ve worked in mission-driven organizations, serve on boards, and bring real nonprofit insight to every conversation. Our team understands both nonprofit operations and financial strategy, and uses that expertise to help you thrive.
Whether you’re overseeing operations, planning for growth, or navigating complex financial decisions, we’ll craft a customized strategy using solutions specifically designed for nonprofits, ensuring alignment with your mission every step of the way
Nonprofit Banking Solutions
Investment Management Solutions
Deposit & Treasury Management Solutions
Flexible Banking Built for Mission-Driven Organizations
From fluctuating cash flows to complex grant cycles, nonprofits operate in a dynamic financial environment. We collaborate with your team to design banking solutions that offer flexibility and stability so you can manage grants, expenses, and reserves with confidence.
- Operating Accounts — Manage day-to-day expenses with accounts designed to accommodate the dynamic needs of nonprofit organizations.
- Nonprofit Lending Solutions — Access customized credit solutions, including lines of credit and term loans, to support growth, facility improvements, or bridge funding.
- Corporate Credit Card and Purchase Card — Track and manage expenses efficiently with cards designed to simplify spending and enhance financial controls.
- Financial Education for Boards and Staff — Equip your leadership with strategic financial knowledge to support informed decision-making.
- Customized Reporting — Gain transparency and control with tailored reporting to meet internal and board-level needs.
Investment Strategies Tailored to Your Mission
Whether you’re growing an endowment, building reserves, or managing a foundation, we offer custom investment strategies aligned with your mission, risk tolerance, and spending policy. We work hand-in-hand with your board and finance committee to steward your resources wisely.
- Endowment & Reserve Fund Management — Build and grow long-term assets with strategies tailored to your organization’s objectives.
- Board & Committee Collaboration — Work directly with your finance and investment committees to align strategies and ensure governance.
- Investment Policy Statement Development — Create or refine an IPS to guide your investment program responsibly and sustainably.
- Mission-Aligned Investing — Integrate ESG or mission-specific criteria into your portfolio to ensure alignment with organizational values.
- Performance Monitoring & Reporting — Receive clear, consistent reporting that supports transparency and accountability.
Efficient and Secure Financial Operations
Our nonprofit-specific deposit account includes a full suite of treasury services to enhance cash flow management, giving you greater control over grants, payments, and day-to-day operations—so your organization remains financially agile and resilient.
- Electronic Payables Management — Simplify and automate your payables process, improving accuracy and efficiency.
- Wire Transfers — Send secure, timely payments domestically or internationally to meet funding obligations.
- Automated Clearing House (ACH) — Facilitate recurring transactions and donor contributions with ease.
- Positive Pay — Mitigate fraud risk with check verification tools that protect your accounts from unauthorized activity.
- Account Reconciliation: Full, Partial, and Deposit Reconciliation — Ensure accuracy and compliance with robust reconciliation tools.
- Corporate Bill Pay — Streamline vendor payments with a centralized bill pay system designed for ease and tracking.
- Cash Flow Forecasting & Liquidity Management — Plan effectively for grant cycles, capital needs, and operational flexibility.
Nonprofit Treasury Management Packages
Discover our treasury management packages, specifically designed to support nonprofits and make banking easier. Each package includes the first three months free and simplifies banking so you can focus on what truly matters: your mission.
Foundational Package
For emerging nonprofits building financial stability. Start strong with essential banking tools at a low monthly cost.
• 300 free transactions per month
• $5 incoming and outgoing domestic wires
• 0.45% earnings credit on balances up to $100K
• $5 monthly fee if balance under $5K
• First 3 months free
Momentum Package
For growing nonprofits managing higher transaction volumes.
• 500 free transactions per month
• 4 account maintenance fees waived
• Free ACH for one account
• Fraud services $10 per account
• Zero Balance Accounts (ZBA) fees waived
• 4 free incoming & outgoing wires
• 0.85% earnings credit on balances up to $250K
• First 3 months free
Summit Package
For established nonprofits with complex or high-volume finances.
• Unlimited transactions
• 5 account maintenance fees waived
• Fraud services for two accounts and $10 for any additional account
• Remote deposit capture (RDC) services $30 and free setup
• 2 free ACHs & 2 free Positive Pay accounts
• 5 free incoming & outgoing wires
• 1% earnings credit on balances $250K+
• Dedicated relationship management
• First 3 months free
Local Focus, Lasting Impact
When you bank with us, your deposits stay local. As a community-focused firm, we reinvest directly into the regions we serve—supporting businesses, accelerating nonprofit missions, and helping communities thrive. Unlike national banks, we don’t funnel your funds into a broader network. We keep your impact close to home.
With a long-standing legacy of philanthropy, our commitment to nonprofits goes far beyond banking. From active board service to strategic giving, community engagement is in our DNA.
Ready to learn more? Let’s have a conversation.
Your nonprofit deserves a financial partner who understands your world. Connect with our Nonprofit Solutions Team today to explore how we can help you grow, sustain, and lead with confidence.
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