Treasury Management

Customized treasury management solutions to ensure effective cash flow management for your business’s present needs and future success.
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Innovative Treasury Management

At First Western Trust, your business’s individual needs are our priority. Understanding the intricacies of your organization, challenges, and aspirations, we craft a customized treasury management strategy to optimize your cash flow now and secure your future success. With our innovative solutions and competitive Earnings Credit Rate (ECR), you can focus on growing your business while we efficiently handle your financial operations.1

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Treasury Collection
Liquidity Management
Disbursement and Payables
Business Banking
Our Treasury Collection Solutions

Optimize your business accounts and expedite fund collection with our comprehensive collection solutions. Accelerating cash flow empowers your business to allocate funds more efficiently towards your goals.1,2

  • Electronic Receivables Management — Seamlessly track and reconcile incoming payments with our simplified collection process system, optimizing efficiency.
  • Automated Clearing House (ACH) —Effortlessly transfer funds electronically with our secure ACH solutions, reducing administrative burdens. 
  • Wire Transfers — Swiftly transfer funds domestically or internationally with our wire transfer service, ensuring timely transactions.
  • Remote Deposit Capture (RDC) — Conveniently deposit checks from your office with our remote deposit capture (RDC) technology, saving time and trips to the bank. 
  • Cash Vault Service — Safely manage your cash deposits with our secure cash vault service, providing peace of mind.
  • Merchant Solutions — Enhance your payment capabilities with our merchant solutions, which securely accept various forms of payment.
  • Lockbox — Accelerate incoming payment processing with our lockbox service, improving cash flow and efficiency.
  • Courier Service — Securely pick up and deliver important documents and deposits with our courier service, ensuring seamless communication and transaction processing.
Maximize Your Cash Efficiency

Our liquidity management services save time and maximize your funds. With tailored strategies, including account analysis, online banking, and automated sweeps, First Western Trust ensures your business operates efficiently around the clock.1,2

  • Account Analysis — Seamlessly track your account activity and optimize your cash position with comprehensive account analysis tools, providing valuable insights for strategic decision-making.
  • Insured Cash Sweep (ICS) — Ensure your funds are fully protected and easily accessible with FDIC insurance on large deposits, maximizing interest earnings.
  • Certificate of Deposit Account Registry Service (CDARS) — Simplify cash management and maximize FDIC insurance coverage, providing peace of mind for your deposits.
  • Zero Balance Account — Streamline your account structure and eliminate manual transfers, allowing for efficient fund concentration and disbursement.
  • Certificates of Deposit (CDs) — Secure competitive interest rates and flexible terms for your excess funds, optimizing your liquidity while preserving principal.
Simplify Your Payment Processes

Our disbursement services protect your business from fraud, streamline payments, and reduce manual tasks, freeing up your time to focus on growth. From corporate bill pay to account reconciliation, our tailored solutions strengthen your disbursement processes, ensuring efficient payables management.1,2

  • Electronic Payables Management — Simplify and automate your payables process with electronic payables management solutions, enhancing efficiency and reducing errors.
  • Wire Transfers — Expedite fund transfers domestically or internationally with our secure wire transfer service, ensuring timely transactions.
  • Automated Clearing House (ACH) — Seamlessly process electronic payments and transfers with our Automated Clearing House (ACH) services, streamlining your payment processing and reducing administrative burdens.
  • Corporate Credit Card and Purchase Card — Manage your business expenses more effectively with corporate credit cards and purchase cards, providing convenience and flexibility for your purchasing needs.
  • Positive Pay — Safeguard against check fraud with our Positive Pay service, detecting and preventing unauthorized transactions before they impact your accounts.
  • Account Reconciliation: Full, Partial, and Deposit Reconciliation — Reconcile your accounts efficiently with our comprehensive account reconciliation services, including full, partial, and deposit reconciliation options, ensuring accuracy and compliance.
  • Corporate Bill Pay — Simplify your bill payment process with our corporate bill pay service, allowing for easy management and tracking of your payables.
Comprehensive Online Banking Anytime

We understand that your business operates beyond traditional business hours. That’s why our online treasury management services offer a user-friendly interface, allowing you to bank on your schedule.

  • Information Reporting — View balances, transactions, and statements; access all your business accounts; and download activity to automate the reconciliation process.
  • Funds Transfers — Transfer money between accounts and wire money in US dollars and other eligible currencies.
  • Payables Management — Pay employees, certain federal taxes, and bills, and send one-time or repeating payments to your vendors.
  • Collections — Automatically debit money from your customers’ accounts on a one-time or repeating basis.
  • Check and Statement Services — Retrieve images, request photocopies of statements and checks, and request stop payments on paper checks.
  • System Administration — Provide online access to employees to view accounts and make transactions based on user controls you determine.

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Ready to learn more? Let’s have a conversation.

Explore treasury management that aligns with your business objectives, driving cash flow optimization and strategic growth.
Retirement services are Not a deposit, Not guaranteed by the Bank, May Lose Value.
Commercial Depository services, Certificate of Deposit Account Registry Service (CDARS), and Business Certificates of Deposit (CDs) offered through First Western Trust Bank, Member FDIC.