Treasury Management

Tailored treasury management solutions to ensure effective cash flow management for your business’s present needs and future success.
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Comprehensive Treasury Solutions

At First Western Trust, we understand that managing cash flow, optimizing liquidity, and mitigating risk are vital for your business’s growth and stability. That’s why our Treasury Management services go beyond the basics to deliver tailored, high-impact solutions that align with your goals.1

Whether you’re looking to streamline your payables and receivables, safeguard against fraud, or maximize your working capital, our team of experts works closely with you to craft strategies that drive efficiency and provide peace of mind.

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Payables Management
Receivables Management
Liquidity Management
Business Banking
Simplify Your Payment Processes

Simplify your outgoing payments with tools that reduce manual processes, improve accuracy, and enhance security. 1,2

  • Electronic Payables Management — Simplify and automate your payables process with electronic payables management solutions, enhancing efficiency and reducing errors.
  • Wire Transfers — Expedite fund transfers domestically or internationally with our secure wire transfer service, ensuring timely transactions.
  • Automated Clearing House (ACH) — Seamlessly process electronic payments and transfers with our Automated Clearing House (ACH) services, streamlining your payment processing and reducing administrative burdens.
  • Corporate Credit Card and Purchase Card — Manage your business expenses more effectively with corporate credit cards and purchase cards, providing convenience and flexibility for your purchasing needs.
  • Positive Pay — Safeguard against check fraud with our Positive Pay service, detecting and preventing unauthorized transactions before they impact your accounts.
  • Account Reconciliation: Full, Partial, and Deposit Reconciliation — Reconcile your accounts efficiently with our comprehensive account reconciliation services, including full, partial, and deposit reconciliation options, ensuring accuracy and compliance.
  • Corporate Bill Pay — Simplify your bill payment process with our corporate bill pay service, allowing for easy management and tracking of your payables.
Our Receivables Solutions

Optimize your business accounts and expedite fund collection with our comprehensive collection solutions. Accelerating cash flow empowers your business to allocate funds more efficiently towards your goals.1,2

  • Electronic Receivables Management — Accelerate cash flow with solutions that improve how you collect, process, and reconcile
    payments.
  • Automated Clearing House (ACH) —Effortlessly collect funds electronically with our secure ACH solutions, reducing administrative burdens.
  • Wire Transfers — Swiftly transfer funds domestically or internationally with our wire transfer service that facilitates incoming wires to ensure timely receivable transactions.
  • Remote Deposit Capture (RDC) — Conveniently deposit checks from your office with our remote deposit capture (RDC) technology, saving time and trips to the bank.
  • Cash Vault Service — Safely manage your cash deposits with our secure cash vault service, providing peace of mind.
  • Merchant Solutions — Enhance your payment capabilities with our merchant solutions, which securely accept various forms of payment.
  • Lockbox — Accelerate incoming payment processing with our lockbox service, improving cash flow and efficiency.
  • Courier Service — Securely pick up and deliver important documents and deposits with our courier service, ensuring seamless communication and transaction processing.
Maximize Your Cash Efficiency

Our liquidity management services save time and maximize your funds. With tailored strategies, including account analysis, online banking, and automated sweeps, First Western Trust ensures your business operates efficiently around the clock.1,2

  • Account Analysis — Seamlessly track your account activity and optimize your cash position with comprehensive account analysis tools, providing valuable insights for strategic decision-making.
  • Insured Cash Sweep (ICS) — Ensure your funds are fully protected and easily accessible with FDIC insurance on large deposits, maximizing interest earnings.
  • Certificate of Deposit Account Registry Service (CDARS) — Simplify cash management and maximize FDIC insurance coverage, providing peace of mind for your deposits.
  • Zero Balance Account — Streamline your account structure and eliminate manual transfers, allowing for efficient fund concentration and disbursement.
  • Certificates of Deposit (CDs) — Secure competitive interest rates and flexible terms for your excess funds, optimizing your liquidity while preserving principal.
Comprehensive Online Banking Anytime

We understand that your business operates beyond traditional business hours. That’s why our online treasury management services offer a user-friendly interface, allowing you to bank on your schedule.

  • Information Reporting — View balances, transactions, and statements; access all your business accounts; and download activity to automate the reconciliation process.
  • Funds Transfers — Transfer money between accounts and wire money in US dollars and other eligible currencies.
  • Payables Management — Pay employees, certain federal taxes, and bills, and send one-time or repeating payments to your vendors.
  • Fraud Protection — Safeguard your business with advanced fraud prevention tools designed to protect your accounts and transactions.
  • Collections — Automatically debit money from your customers’ accounts on a one-time or repeating basis.
  • Check and Statement Services — Retrieve images, request photocopies of statements and checks, and request stop payments on paper checks.
  • System Administration — Provide online access to employees to view accounts and make transactions based on user controls you determine.

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Ready to learn more? Let’s have a conversation.

Our boutique approach combines local decision-making with sophisticated technology to deliver the high-touch, high-tech experience your business deserves. Whether you’re navigating day-to-day operations or planning for long-term growth, our Treasury Management solutions are here to make your vision a reality.

Ready to optimize your business’s cash flow? Contact a Treasury Management expert today to discover how First Western Trust can help you thrive.
Retirement services are Not a deposit, Not guaranteed by the Bank, May Lose Value.
Commercial Depository services, Certificate of Deposit Account Registry Service (CDARS), and Business Certificates of Deposit (CDs) offered through First Western Trust Bank, Member FDIC.