Our mortgage consulting experts sit down with you to learn about your objectives and your entire financial picture. With this understanding, we tailor our mortgage services to design a loan program that meets your particular needs. We offer adjustable- and fixed-rate mortgage options for new purchases or refinances with:
For those individuals and families who are buying or refinancing their home away from home, our mortgage consulting team can deliver competitive second-home mortgages options.
Investment properties have long been a popular method of getting secondary income or building a successful business. Our investment property mortgage options can be designed to help you finance one investment property or up to ten, 1-4 family financed properties.
As a first-time home buyer, it can be difficult to understand all of the in’s and out’s of the mortgage planning process. Our mortgage services team can help you with a first-time home buyer mortgage.
Conforming (also known as conventional) mortgages are typically limited to $417,000 for a single-family home. Our teams are happy to assist you in identifying the right mortgage option for your specific goals.
We discuss all of the key documents that you will need and outline a timeline to ensure that all contractual deadlines are met in a timely manner.
Throughout the process, our mortgage services team keeps you informed of any milestone events so you are up-to-date each step of the way. When it’s time to close, we provide all closing figures at least 72 hours before the meeting, so that you are well prepared for your closing. This is all part of our commitment to delivering superior communication and client service.
Ask your real estate agent about the neighborhood of your potential new home, including nearby schools, shopping, home owners associations, property taxes, and more
Ensure that any issues or defects determined by the home inspector are corrected by the seller prior to purchasing your home
Allow yourself time to go to the bank prior to the mortgage loan closing
Bring your closing funds in a bank wire or certified check form
Bring a valid photo ID with you to your mortgage loan closing
• Let anyone talk you into purchasing a home outside of your budget
• Incur any new debt
• Increase existing debt
• Change your employment
• Use funds you have saved for your down payment
If you are interested in learning more about our mortgage services and our mortgage consulting team, we encourage you to visit our website at: www.myfwmortgage.com.