Earn More with Cash Manager

Cash Manager helps you earn interest on your excess investible balance—after your fees are covered by an Earnings Credit Rate. Treasury management made simple, smart, and seamless.
Fragmented Complexity

How It Works

Our service takes cash management to the next level. Here’s how it works:

Your Accounts, All in One 
We combine all your commercial accounts into a single, easy-to-view total balance.

Your Cleared Cash Calculated
We figure out how much fully available cash you have—excluding any float or pending deposits.

Earnings Credit Applied 
That balance earns an Earnings Credit Rate to help cover your monthly bank fees.

Fees? Covered. 
If your credit fully offsets your fees, what’s left becomes your investible balance.

Now You Earn Real Interest 
Cash Manager kicks in—paying hard interest on your excess investible balance, right into your account, with full access anytime.

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The Benefits of Cash Manager

  • Earn More, Pay Less — Reduce service fees with our competitive ECR and earn interest with Cash Manager at the same time.
  • Limitless Withdrawals — Unlike a money market account, you can access your funds earned via Cash Manager as needed without restrictions.
  • Maximize Idle Cash — Put excess investible balances to work, without changing how you bank.
  • Effortless Interest—seamlessly added to your account with no transfers or sweeps required.
  • Exclusive Advantage — Most banks offer one or the other—First Western Trust gives you both ECR and interest on your excess investible balance with Cash Manager.

Not Sure if You Qualify?  

This advantageous treasury management service ideal for commercial banking clients who:

• Maintain a positive investible1 balance after fees are offset
• Take advantage of our Earnings Credit (ECR)
• Want to maximize returns on excess balances and improve your balance sheet

We offer a free, no-obligation review of your accounts to see if it makes sense for your business.

No cost. Just insights. 

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Start Earning More Today

Put your extra cash to work with Cash Manager—the smart, interest-earning treasury management solution only from First Western Trust.

Treasury Management services offered through First Western Trust Bank, Member FDIC
Investment Services are Not FDIC Insured, Not guaranteed by the Bank, May Lose Value